Privacy Policy

Effective from November 28, 2025

1. General Provisions

This Privacy Policy (hereinafter — "Policy") defines the processing and protection procedures for personal data that may be collected from users when using the website https://finpillow.app and related web services (hereinafter — "Service").

The Policy is developed in accordance with applicable data protection laws and is an integral part of the Service's User Agreement (Public Offer).

2. Data We Collect

Account Data:

• Email address
• Hashed password or OAuth authentication data
• Unique user identifier

Financial Profile Data:

• Income information
• Regular expense information
• Debt information
• Savings and financial goals information

Payment Information:

• Order/subscription ID
• Payment status
• Selected plan information

We do not collect, store, or process bank card details. All card transactions are processed through third-party payment providers.

Technical Data:

• IP address
• Browser and device information
• Access date and time
• Action logs

3. How We Use Data

• To provide Service functionality
• User authentication and identification
• Customer support
• Payment processing
• Financial plan generation
• Analytics and Service improvement

4. Data Protection

We implement security measures including:

• Cryptographic password hashing
• Access restrictions
• HTTPS encryption
• Access control and monitoring
• Security testing

5. Third-Party Services

The Service may use third-party services including:

• Hosting and data storage services
• Payment gateways
• AI platforms (e.g., OpenRouter)
• Web analytics services

6. Your Rights

You have the right to:

• Request information about your data processing
• Request data correction or deletion
• Withdraw consent for data processing
• Delete your account

7. Data Deletion

To request data deletion, contact us at: support@finpillow.app

8. Contact

For data protection inquiries: support@finpillow.app